Budgeting how to: Where do I begin

I don’t know about you, but over the years I’ve learned that I definitely am in the category associated with the old saying “the more you make, the more you spend.” It can be very frustrating to think that you are finally in a position to get ahead, but then learn that no matter what your income, you struggle not to dip into savings to stay afloat. The key, truly, is to plan ahead. When it comes…